Insurance companies are sometimes wary of a Rottweiler's presence in the home.
There is huge debate among insurance companies, dog owners and dog organizations. Insurance companies sometimes limit home insurance coverage when certain dog breeds are present, while many dog owners argue that dogs protect the home and should be judged on a case-by-case basis rather than by breed. Regardless, Bankrate.com and insurelane.com indicate that some insurance companies consider certain breeds a liability, based on the breed's temperament and strength, as well as history of incidents. Familiarize yourself with this list and check with your insurance company to avoid potential insurance issues.
Chow Chow
This breed goes back 2,000 years, to when it was bred by the ancient Chinese. The Chow Chow was used in almost every facet of life, from hunting and herding to pulling sleds and protecting homes. Chows can be recognized by their unique blue tongue and lion-like coat. Medium in size, they are nonetheless strong animals with a heavy bone structure. They're independent and almost cat-like in their personality and need to be socialized and trained from an early age.
Doberman Pinscher
The origins of this breed go back to about 1900 in Germany, where it was bred by tax collector Louis Dobermann. The Doberman is medium in build and is well known for endurance and speed. Its intelligence and quick training abilities have made the breed a favorite as a police and war dog. They are loyal to their families, energetic and obedient, and make great watchdogs.
German Shepherd
This breed dates back to Germany, circa 1899. Brave and loyal, they are well known for their law enforcement service, but also make good companion pets. Though the German Shepherd may be aloof around strangers, it gets along well in a family and is one of the most popular breeds in the U.S.
Akita
Akitas originated in Japan and came to the U.S. in 1937, brought by Helen Keller. Bred to be working dogs, they still fulfill this calling as therapy work dogs and are also used for hunting, guarding and as police dogs. Though they're known for being quiet, they nonetheless make good watchdogs. An Akita's temperament can be anywhere from calm and peaceful to energetic and aggressive. Obedience training is a must.
Alaskan Malamute
Alaskan Malamutes are one of the oldest of the Arctic sled dogs. They are very strong with a lot of stamina, and were originally bred for pulling large loads over great distances. Very athletic and energetic, these dogs need lots of exercise. The breed was named for an Innuit tribe in Alaska called the Mahlemuts. The Alaskan Malamute makes a good family dog and is intelligent and quick to learn.
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